Luminor financing

  • Dedicated loan specialist at the bank Irina Zapolskiha 
  • EUR 0 mortgage loan processing fee
    (The standard loan agreement fee is 1% of the loan amount, min. EUR 100. For example, if the loan amount is EUR 100,000, the loan agreement fee would be EUR 1,000)*
  • EUR 0 fixed fee for opening and servicing a standard Transaction Account (The standard transaction account fee is 0.40% of the transaction amount, min. EUR 50.00. For example, if the transaction amount is EUR 100,000, the fee for a standard transaction account would be EUR 400)*
  • Free property valuation

* Offer valid until 31.12.2026

  • Financing amount and term:

    • Up to 85% of the property valuation or purchase price (whichever is lower)
    • Up to 30 years


Representative example:

  • Property price: EUR 250,000
  • Down payment: EUR 37,500
  • Loan amount: EUR 212,500
  • Loan repayment term: 30 years
  • Number of payments: 360
  • Loan agreement fee: EUR 0
  • Bank interest rate: 1.45% + 6-month *Euribor (4.07% per annum in total)
  • *Euribor rate: 2.622% as of 19.06.2026
  • Minimum monthly account maintenance fee: EUR 1.30
  • Monthly payment: EUR 1,029.92
  • Total amount repayable: EUR 371,239
  • Mortgage registration in the Land Register: EUR 228
  • Annual Percentage Rate (APR): 4.23%

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